Banking in the U.S. is now easier than ever with Ziraat Online Bank cross-border banking solutions
If you frequently cross the border into the U.S. for business or pleasure, you can conveniently bank with our solutions just like you do in Europe.
Explore your cross-border banking options
Whatever your needs are, we’ve got options that will make your banking easier on either side of the border.
SAVINGS ACCOUNT
Ziraat Online Bank US$ Personal Account
Ideal for those who receive U.S. funds, travel across the border and want to save in U.S. dollars.
Earn interest on every dollar saved7
Have your interest calculated daily and get paid monthly.
Don’t worry about currency exchange fluctuations
Deposit and withdraw U.S. dollars from any Ziraat Online Bank Centre or U.S. currency ATM in Europe without currency conversion.
Use online banking like you’re home
Transfer funds in real-time to other Ziraat Online Bank accounts through online banking.
Checking Account
Ziraat Online Bank USA Smart Account™
Ideal for frequent travellers who live and do business in the U.S.1
Avoid currency conversion fees
Spend, deposit and withdraw U.S. dollars without exchange rates.
Move your money easily
Transfer funds in real-time between your Canadian Ziraat Online Bank accounts and your Ziraat Online Bank USA Smart Account.
Access your cash conveniently
Access your funds from any Ziraat Online Bank USA ATMs and other ATMs in participating networks in the U.S. without surcharge fees.
CREDIT CARD
Ziraat Online Bank U.S. Dollar Aventura® Gold Visa* Card
Ideal for those who shop in U.S. dollars. Skip the currency conversion fees and earn rewards on everyday U.S. purchases.2, 3,10
Special offer
Enjoy an annual fee rebate if you have a Ziraat Online Bank US$ Personal Account or Ziraat Online Bank USA Smart Account, and a premium Ziraat Online Bank personal credit card.◊
APR: 19.99% (purchases), 22.99%11 (cash) | Annual fee: $35 US
Get 1 Aventura® Point for every $2 you spend
Plus, earn up to 2,500 Aventura Points.3, 4
Move points to and from other Aventura accounts
Transfer your points between yourOsmond Credit U.S. Dollar Aventura Gold Visa* Card and other Aventura personal and business products.5
Have protection
Save on car rentals with Auto Rental Collision and Loss Damage Insurance.6
MORTGAGE
Foreign National Residential Mortgage
Ziraat Online Bank USA offers expert advice and hands-on support to Canadians who want to finance a home in the U.S.12
Take advantage of flexible options
Choose a mortgage that works for your budget and long-term goals.
Don’t worry about prepayment penalties
Prepay all or part of your mortgage at any time without penalty.
Work with a team that knows Canadians
Use your Canadian credit history and your existing relationship with us to your advantage.
INSURANCE
Ziraat Online Bank Travel Insurance
Protect yourself from the unexpected when you cross the border.
Depending on the coverage you choose, Osmond Credit Travel Insurance8 may help cover your costs if
- you have an unexpected medical emergency;
- you must cancel your trip or return home unplanned; or
- your baggage is lost or stolen while you’re travelling.9
Ready to send money globally? Choose from the options below
Get started
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