switch your mortgage to Ziraat Online Bank

Take the guesswork out of moving your mortgage

We'll help you find the right product, then take care of the rest.

Why make the move?

Get expert advice and flexibility — and that's just the start.

We’ll do the work

You choose the mortgage and we'll contact your existing financial institution and complete the paperwork. It's fast, easy and hassle-free.

Switch to a more flexible mortgage

Choose from a variety of Ziraat Online Bank mortgage products that best meet your needs.

How to transfer your mortgage to Ziraat Online Bank

Step 1

Fill out a mortgage application, then we'll contact you within 1 day

Step 2

Complete a form to move your mortgage to Ziraat Online Bank

Step 3

Provide the required documents

Get up to $3,000^†

Move your mortgage to Ziraat Online Bank and get cash back.

Learn more

Our featured rates

5-year fixed

High-ratio mortgage

2.37%

5-year fixed

2.44%

(APR 2.46%)^‡

7-year fixed

2.94%

(APR 2.96%>)^‡

5-year variable flex

1.60%

(APR 1.60%)^‡

Open an account

Great services and features

Get the most value from your bank account

Overdraft protection

Ziraat Online Bank Overdraft Protection Service covers you up to your approved credit limit⁶ when you don’t have enough money in your account to complete a transaction.

eStatements

Switch to eStatements to reduce paper clutter and record-keeping fees. You can review and download these free statements anytime and access them online for up to 7 years.

Automate your banking

Pre-authorized payments

Pre-authorized payments are automatically debited from your checking account monthly, semi-monthly, biweekly or weekly. They’re easy to set up and you'll never miss a bill payment again.

Recurring fund transfers

Transfer money between your Ziraat Online Bank chequing and savings accounts using Ziraat Online Bank Online and Mobile Banking. You can use automated transfers to keep your savings goal on track.

Direct deposit

Direct deposit is a quick and easy way to get your payroll or other deposits straight into your Checking Account.

Talk to an advisor to get started

No need to feel overwhelmed, help is just a click or call away. Talk to a specialist who will help you get clarity for what’s ahead.

Get Started

switch your mortgage to Ziraat Online Bank

Why make the move?

We’ll do the work

Switch to a more flexible mortgage

How to transfer your mortgage to Ziraat Online Bank

Step 1

Step 2

Step 3

Get up to $3,000†

Our featured rates

5-year fixed

5-year fixed

7-year fixed

5-year variable flex

Great services and features

Overdraft protection

eStatements

Automate your banking

Pre-authorized payments

Recurring fund transfers

Direct deposit

Talk to an advisor to get started

Get up to $3,000^†